• Designed for:

    • for someone who needs an accountability partner

    • someone looking to build savings; organize their finances; build savings; and create a strong financial foundation

    • Focus Areas:
      Savings; cash flow; debt management; financial literacy

    What’s Included:

    • Access to K.Co Wealth Literacy Portal

    • Personalized budgeting & savings strategy

    • Emergency fund development plan

    • Debt payoff optimization (student loans; credit; consumer debt)

    • Monthly financial check-ins

    • Full access to K-Co platform; dashboards; goal tracking

    Pricing:

    • $1,500 onboarding investment

    • $300 Advisory Retainer

    • $2,500 annual member fee

    Outcome: Clarity; structure; and financial discipline; with a system built to support consistent growth

  • Investor Readiness - $2,500 annual member fee

    • Sophisticated Investor Readiness Course

    • Accredited Investor or Sophisticated Investor accreditation for Kcoinvest

    • Access to K.Co Finance wealth knowledge portal

    • 1 one-on-one meetings with advisor annually

    • $100 book-your-own meeting with financial coach

  • $2,500 annual member fee + $1,500+ initial investment + $400+ monthly advisory

    • Access to wealth literacy portal

    • 1 monthly meeting to discuss tax strategy

    • Quarterly tax assessment

    • Tax filing: Starting at $450

  • Designed for:
    Individuals ready to move beyond saving and begin building wealth through investing and tax efficiency

    Focus Areas:
    Tax strategy; investing; income optimization; retirement planning

    What’s Included:

    • Everything in Foundation, plus:

    • Tax strategy planning (W-2 optimization; deductions; withholding strategy)

    • Investment portfolio design (equities; ETFs; retirement accounts)

    • Asset allocation & rebalancing guidance

    • Retirement planning (401k; IRA; Roth strategies)

    • Capital gains & tax-aware investing education

    • 1 dedicated advisory session per month (1 hr)

    • Quarterly strategy deep-dives

    Pricing:

    • $2,500 Annual Platform Fee

    • $325/month advisory retainer

    • Coaching included (1 session/month)

    Outcome: Transform income into assets; reduce tax drag; and build measurable net worth over time

  • Designed for:
    High-performing individuals seeking a comprehensive, family-office-style approach to wealth

    Focus Areas:
    Holistic wealth strategy; advanced tax planning; private markets; legacy building

    What’s Included:

    • Everything in Ascend, plus:

    • Advanced tax strategy (multi-income planning; structuring; scenario modeling)

    • Access to private market opportunities (real estate; private equity; alternatives)

    • Estate & legacy planning guidance (trust strategy; wealth transfer)

    • Insurance & risk optimization

    • Full balance sheet oversight (personal financial operating system)

    • Unlimited advisory access (fair use)

    • Priority service; direct strategist access

    • Exclusive access to K-Co network; events; opportunities

    Pricing:

    • $2,500 Annual Platform Fee (per family member)

    • $10,000+ Set-Up Fee

    • $3,000+ monthly advisory retainer

    • Unlimited advisory access

    Outcome: A fully optimized financial ecosystem; designed to grow, protect, and transfer wealth across generations

  • Available across all memberships; tailored based on client needs:

    • Member Tax Filing: $400+

    • Non-Member Tax Filing & Execution: $750+

    • Investment Implementation: Starting at $1,000

    • Trust & Estate Structuring: $1,500 – $5,000

    • Private Market Investments: Deal-based participation

    • LLC incorporation processing: $300

    • Marketing Specialist: Inquire

Private Citizens Engagement Structure

View Entrepreneur Pricing

The K-Co Membership Experience

K-Co Finance Membership

K-Co Finance is a member-based platform providing economic wellness and financial strategy curation. Below is an overview of our membership structure and onboarding experience.

The Setup Investment

The Setup Investment is the initial phase of your membership, where our team conducts a comprehensive analysis of your financial landscape. During this process, we identify key opportunities and develop a personalized strategy designed to elevate and optimize your economic well-being.

Beginning in the third month of your membership, you will transition into your ongoing engagement through our Monthly Advisory Retainer.

Please read about membership structure and the onboarding to K-Co Finance membership.

Monthly Advisory Retainer

Sustainable growth requires consistent oversight, refinement, and intentional maintenance. At K-Co Finance, we approach your financial life with the same level of discipline and care.

Your Monthly Advisory Retainer includes:

  • Ongoing Platform Support
    Full access to the K-Co Finance platform, tools, and resources; including visibility into your financial strategy, planning materials, and ongoing updates.

  • Financial Oversight & Strategy Maintenance
    Continuous monitoring and refinement of your financial plan; ensuring alignment with your income, investments, tax strategy, and long-term objectives.

  • Advisory Access (Virtual & In-Person)
    Access to scheduled advisory sessions; both virtual and in-person; allowing for real-time guidance, strategic adjustments, and deeper financial discussions as your situation evolves.

  • Execution & Coordination
    Support in implementing strategies; coordination with third parties (e.g., tax professionals, legal advisors, and investment opportunities); ensuring your plan is actively progressing.

Typically, our services are 100% tax deductible.

This structure allows K-Co Finance to operate as a consistent, strategic partner in your financial life; not as a transactional service; ensuring your strategy evolves as you grow.