The K-Co Membership Experience
(Entrepreneurs)

K-Co Finance Membership

K-Co Finance is a member-based platform providing economic wellness and financial strategy curation. Below is an overview of our membership structure and onboarding experience.

The Setup Investment

The Setup Investment is the initial phase of your membership, where our team conducts a comprehensive analysis of your financial landscape. During this process, we identify key opportunities and develop a personalized strategy designed to elevate and optimize your economic well-being.

Beginning in the third month of your membership, you will transition into your ongoing engagement through our Monthly Advisory Retainer.

Please read about membership structure and the onboarding to K-Co Finance membership.

Monthly Advisory Retainer

Sustainable growth requires consistent oversight, refinement, and intentional maintenance. At K-Co Finance, we approach your financial life with the same level of discipline and care.

Your Monthly Advisory Retainer includes:

  • Ongoing Platform Support
    Full access to the K-Co Finance platform, tools, and resources; including visibility into your financial strategy, planning materials, and ongoing updates.

  • Financial Oversight & Strategy Maintenance
    Continuous monitoring and refinement of your financial plan; ensuring alignment with your income, investments, tax strategy, and long-term objectives.

  • Advisory Access (Virtual & In-Person)
    Access to scheduled advisory sessions; both virtual and in-person; allowing for real-time guidance, strategic adjustments, and deeper financial discussions as your situation evolves.

  • Execution & Coordination
    Support in implementing strategies; coordination with third parties (e.g., tax professionals, legal advisors, and investment opportunities); ensuring your plan is actively progressing.

Typically, our services are 100% tax deductible.

This structure allows K-Co Finance to operate as a consistent, strategic partner in your financial life; not as a transactional service; ensuring your strategy evolves as you grow.

  • For early-stage entrepreneurs; <$250K revenue

    Setup Investment: $1,500
    Monthly Advisory Retainer: $350–$500

    What you get:

    • Financial organization + cleanup (banking, structure, flows)

    • Basic tax strategy (deductions; entity optimization)

    • Monthly financial review + planning call

    • Bookkeeping oversight framework (not full service)

    • Access to K-Co platform + education portal

  • For scaling entrepreneurs; $250K–$1M revenue

    Setup Investment: $3,500
    Monthly Advisory Retainer: $750–$1,250

    What you get:

    • Everything in Operator +

    • Advanced tax strategy (entity structuring; S-Corp optimization; compensation strategy)

    • Cash flow system design (profit allocation; reserves; reinvestment strategy)

    • Quarterly tax projection + planning

    • Business + personal financial integration

    • Access to vetted partners (CPAs; legal; payroll)

    • Light bookkeeping advisory + review

  • For established entrepreneurs; $1M–$5M revenue

    Setup Investment: $7,500+
    Monthly Advisory Retainer: $1,500–$3,000

    What you get:

    • Everything in Builder +

    • Personal CFO services (full financial oversight)

    • Advanced tax architecture (multi-entity; trust integration; income shifting)

    • Investment strategy (public + private markets)

    • Capital allocation planning (business vs personal vs liquidity)

    • Compensation structuring (salary/dividends/distributions)

    • Monthly financial reporting review (P&L; balance sheet; KPIs)

    • Direct coordination with CPA + bookkeeper

  • For high-net-worth founders; $5M+ revenue or liquidity events

    Setup Investment: $15,000+
    Monthly Advisory Retainer: $3,500–$7,500

    Optional Performance Layer:

    • % of tax savings (5–10%)

    • % of capital deployed or advised (1–2%)

    • Deal participation (carry or advisory economics)

    What they get:

    • Full family-office infrastructure

    • Tax minimization across entities; trusts; jurisdictions

    • Estate + legacy planning integration

    • Private market access (PE; VC; real estate; tax credits)

    • Liquidity event planning (exit; sale; recapitalization)

    • Risk management (insurance; asset protection)

    • Dedicated advisory team

  • Bookkeeping (Done-For-You)

    • $500–$2,000/month depending on volume

    Tax Preparation

    • $750–$5,000 annually

    Entity Formation / Restructuring

    • $1,000–$5,000 one-time

    Capital Raise / Deal Structuring

    • 2–5% success fee

    • or retainer + success hybrid

Entrepreneur
Engagement Structure

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